SOME RECENT EXAMPLES...
* A 77yr. Old Male Needs $1million of Universal Life for Estate Tax Purposes.
He has a heart problem and was declined by at least 8 insurance
companies.
We placed the policy as a Table 3.
* A 55yr. Old Male Needs $5million of Key Person Level Premium Term Insurance
for a credit line. He had an angioplasty in the last 2 years.
A large Eastern Insurance Company offered him a policy at Table 4.
We placed his policy as a Standard Issue.
* A 77yr. Old Male Needs $1.5million of Key Person Coverage.
He is declined by 3 insurance companies & offered a table 4 by
another.
We placed his policy as a Preferred Issue.
* A 29yr. Old Male Needs $250,000 of Universal Life for Family Protection.
He had a heart attact at age 27 and is 5'7" 210lbs.
He was declined by at least 5 companies.
We placed his policy as a Table 2.
* A US Company wants a $1million Life Insurance Policy to be placed on a
Foreign Citizen who is a Non-US Resident. The US Company is a supplier
and the coverage is to insure the credit line of goods shipped.
We placed the Universal Life Policy as a Standard Issue.
